If buying a home is on your radar, you’ve probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance. Homeowners insurance has always been part of owning a home. But over the past few years, it’s become a larger expense for many homeowners – something that’s especially frustrating when affordability already feels
For the past two years, a lot of people have been waiting on the housing market to do one specific thing: drop rates dramatically and “unfreeze.” That was the plan for buyers and sellers alike. I’ll move when rates come down. That big drop never fully arrived. And the market changed anyway. It didn’t unfreeze. It
When most people picture negotiating on a home, they picture one number: the list price. You offer somewhere under the asking price, the seller counters, you settle in the middle, and whoever gives up the most ground “loses.” For a lot of buyers, that back-and-forth over the sale price is the negotiation. It’s only a
If you’ve spent any time on real estate TikTok in the last few years, you’ve probably seen the house hacking pitch. Buy a property, rent part of it out, let your tenants cover the mortgage. Live for free. Build wealth while you sleep. It sounds like the kind of thing that works great in a
You may have seen the headlines lately about mortgage debt in America hitting a record high. And maybe your brother-in-law brought it up at the dinner table like he’s been waiting all week to spark a debate. Here’s the thing. He’s not wrong. But he only has half the story. And the half he’s missing?
There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. And if you’re thinking about buying a home, that can make you feel a little less sure about your decision. A recent study by CNBC asked homebuyers what they’re most worried about, and three themes kept coming up again and again:
After a decade of cool grays, crisp whites, and spaces that looked more like showrooms than homes, buyers have changed what they’re looking for. Call it quiet luxury — the idea that richness comes from depth, craft, and intention rather than flash and excess. It’s not maximalism. It’s a shift toward spaces that feel like
For a long time, multigenerational living had a reputation problem. It was the option families turned to when something had gone wrong — a job loss, a divorce, a health crisis. Moving back in with your parents, or having your parents move in with you, meant something hadn’t worked out. That story has changed pretty
The playbook for selling a home has changed fast. Buyers have more options, more leverage, and they are using it. Active housing inventory rose more than 16% year-over-year in 2025 — one of the largest annual increases since the pandemic-era crunch.1 At the same time, 62% of homebuyers in 2025 paid below the original list price,
When most homebuyers calculate whether they can afford a new home, they focus almost exclusively on one number: the monthly mortgage payment. It’s the figure lenders qualify them for, the number discussed during showings, and the benchmark used to determine budgets. The average annual cost of owning and maintaining a single-family home in the U.S.,